Medicare beneficiaries can either be in a Part A covered SNF stay which includes medical services as well as room and board, or they can be in a Part B non-covered SNF stay in which the Part A benefits are exhausted, but certain medical services are still covered though room and board is not.
The consolidated billing requirement confers on the SNF the billing responsibility for the entire package of care that residents receive during a covered Part A SNF stay and physical, occupational, and speech therapy services received during a non-covered stay.
When you’ve fallen behind on your payments, it can feel like there’s nowhere to turn.
One potential option to get organized and streamline your bills is debt consolidation.
Debt consolidation lets you roll several debts into one loan with a lower interest rate and longer payment term.