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My husband and I wrote out each of our current bills and total due to each, including car debt and our student loan debt. And when I say about to purchase a house, I mean we had signed the offer and sent it in over to the seller’s agent.

The sellers made a counter-offer and we had it in our hands about to sign and something told us to wait.

Debt is simply the amount of money or property that one party owes to another party. The following are a few articles that describe the differences between the two. To begin with, many transactions only happen through the use of credit – whether revolving credit, secured and unsecured loans or other lines.

The parties can be individuals, corporations, municipalities or even governments. Using debt allows people to purchase items that would otherwise be out of reach.

When my husband and I sat down to discuss our finances 6 months ago, we were so close to getting ourselves wrapped up in a new mortgage and even more in debt.